Personal Member Benefits & Discounts

Laurel Road student loan repayment options


AMA members get more from Laurel Road: Explore exclusive offers on home, personal & practice lending solutions and financial & banking services from Laurel Road.

AMA members must apply through to access these benefits.

Laurel Road provides low-rate student loan refinancing to residents and practicing physicians.

Your Powerful Ally

The AMA helps physicians build a better future for medicine, advocating in the courts and on the Hill to remove obstacles to patient care and confront today’s greatest health crises.

Program benefits include:

  • AMA members receive an additional 0.25% rate discount when refinancing with Laurel Road.*
  • Entirely online application allows physicians to check rates in minutes—without impacting your credit score.*
  • With Laurel Road, residents are eligible for $100/month payments all through training.*

Get help identifying your student loan repayment options. Laurel Road student loan experts at GradFin have helped borrowers qualify for an average of $110k in student loan forgiveness† and can help you understand how to manage your student loan options, including PSLF.

Consider PSLF if you:

  • Work for a government or qualifying not-for-profit organization***
  • Are employed full-time
  • Have federal loans

Program benefits include:

  • A free 30-minute session with a GradFin specialist to explore your student loan repayment options.
  • AMA members get a $50 discount when they open an annual membership with GradFin for PSLF services.**

†Members that met the requirement for PSLF qualified for an average of $110k in student loan forgiveness as of 8/30/2023.

**AMA members get a $50.00 discount on an annual Public Service Loan Forgiveness (“PSLF”) program membership with GradFin (“Offer”). The discount will be applied on the current annual membership fee of $249.00 and will automatically apply at checkout. This Offer is only available to current AMA members, is non-transferable and cannot be applied to previous membership purchase(s). This Offer cannot be redeemed for cash or combined with other offers and is subject to cancellation at any time and without notice.

***To see if your employer qualifies, visit

AMA members must apply through to access these benefits.

All credit products are subject to credit approval. Terms and conditions apply. Learn more.

IMPORTANT INFORMATION: Please note that if you refinance qualifying federal student loans with Laurel Road, you may no longer be eligible for certain federal benefits or programs and waive your right to future benefits or programs offered on those loans. Examples of benefits or programs you may not receive include, but are not limited to, Public Service Loan Forgiveness, Income-driven Repayment plans, forbearance, or loan forgiveness. Please carefully consider your options when refinancing federal student loans and consult for the most current information.

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